Service Charges & Fees

Charges shall include voluntary and involuntary charge. These charges are subject to changes at the sole discretion of Bank / YMEPL and the same shall be binding on the Card holder.


Service Charge/Fee Type Charges**
Card Issuance Fee One Time Rs. 100
Reload Fee Per request NA
Card Replacement Fee Per request RS. 150
Card Unblocking Fee Per Request RS. 50 per request
Charge slip retrieval Per Request RS. 300 per request
Account inactivity fee Quarterly charge if no activity in the account for 180 days in continuation RS. 25 per month
ATM cash withdrawal (*ONUS) Per Transaction N.A
ATM cash withdrawal (Other Bank ATMs) Per Transaction N.A
ATM Balance enquiry (*ONUS) Per Transaction N.A
ATM Balance enquiry (Other Bank ATMs) Per Transaction N.A
Mini Statement (*ONUS) Per Transaction N.A
Mini Statement (Other Bank ATMs) Per Transaction N.A
Annual Fee Annually N.A
Pin re-issuance Per request N.A
PIN Unblock Charges Per transaction N.A
Balance Refund Per request N.A
Wallet Transactions (Where fund transfer to Bank account is possible) Per transaction N.A
Card revalidation after expiry Per transaction 5% of the card balance or INR 150, whichever is higher
Statement generation & mailing fees Per request Rs. 20
Service Charge/Fee Type Charges**
Card Issuance Fee One Time Rs. 100
Reload Fee Per request NA
Card Replacement Fee Per request RS. 150
Card Unblocking Fee Per Request RS. 50 per request
Charge slip retrieval Per Request RS. 300 per request
Account inactivity fee Quarterly charge if no activity in the account for 180 days in continuation RS. 25 per month
ATM cash withdrawal (*ONUS) Per Transaction N.A
ATM cash withdrawal (Other Bank ATMs) Per Transaction N.A
ATM Balance enquiry (*ONUS) Per Transaction N.A
ATM Balance enquiry (Other Bank ATMs) Per Transaction N.A
Mini Statement (*ONUS) Per Transaction N.A
Mini Statement (Other Bank ATMs) Per Transaction N.A
Annual Fee Annually N.A
Pin re-issuance Per request N.A
PIN Unblock Charges Per transaction N.A
Balance Refund Per request N.A
Wallet Transactions (Where fund transfer to Bank account is possible) Per transaction N.A
Card revalidation after expiry Per transaction 5% of the card balance or INR 150, whichever is higher
Statement generation & mailing fees Per request Rs. 20
Service Charge/Fee Type Charges**
Card Issuance Fee One Time Rs. 100
Reload Fee Per request Rs. 100
Card Replacement Fee Per request RS. 150
Card Unblocking Fee Per Request RS. 50 per request
Charge slip retrieval Per Request RS. 300 per request
Account inactivity fee Quarterly charge if no activity in the account for 180 days in continuation RS. 25 per month
ATM cash withdrawal (*ONUS) Per Transaction N.A
ATM cash withdrawal (Other Bank ATMs) Per Transaction N.A
ATM Balance enquiry (*ONUS) Per Transaction N.A
ATM Balance enquiry (Other Bank ATMs) Per Transaction N.A
Mini Statement (*ONUS) Per Transaction N.A
Mini Statement (Other Bank ATMs) Per Transaction N.A
Annual Fee Annually RS. 100 Yearly
Pin re-issuance Per request RS. 100 per request
PIN Unblock Charges Per transaction RS. 50 per request
Balance Refund Per request N.A
Wallet Transactions (Where fund transfer to Bank account is possible) Per transaction Rs. 100
Card revalidation after expiry Per transaction 5% of the card balance or INR 150, whichever is higher
Statement generation & mailing fees Per request Rs. 20
Service Charge/Fee Type Charges**
Card Issuance Fee One Time Rs. 100
Reload Fee Per request NA
Card Replacement Fee Per request RS. 150
Card Unblocking Fee Per Request RS. 50 per request
Charge slip retrieval Per Request RS. 300 per request
Account inactivity fee Quarterly charge if no activity in the account for 180 days in continuation RS. 25 per month
ATM cash withdrawal (*ONUS) Per Transaction N.A
ATM cash withdrawal (Other Bank ATMs) Per Transaction N.A
ATM Balance enquiry (*ONUS) Per Transaction N.A
ATM Balance enquiry (Other Bank ATMs) Per Transaction N.A
Mini Statement (*ONUS) Per Transaction N.A
Mini Statement (Other Bank ATMs) Per Transaction N.A
Annual Fee Annually N.A
Pin re-issuance Per request RS. 100 per request
PIN Unblock Charges Per transaction RS. 50 per request
Balance Refund Per request N.A
Wallet Transactions (Where fund transfer to Bank account is possible) Per transaction Rs. 100
Card revalidation after expiry Per transaction 5% of the card balance or INR 150, whichever is higher
Statement generation & mailing fees Per request Rs. 20
Service Charge/Fee Type Charges**
Card Issuance Fee One Time Rs. 100
Reload Fee Per request Rs. 100
Card Replacement Fee Per request RS. 150
Card Unblocking Fee Per Request RS. 50 per request
Charge slip retrieval Per Request RS. 300 per request
Account inactivity fee Quarterly charge if no activity in the account for 180 days in continuation RS. 25 per month
ATM cash withdrawal (*ONUS) Per Transaction N.A
ATM cash withdrawal (Other Bank ATMs) Per Transaction RS. 20 per request
ATM Balance enquiry (*ONUS) Per Transaction N.A
ATM Balance enquiry (Other Bank ATMs) Per Transaction RS. 10 per request
Mini Statement (*ONUS) Per Transaction N.A
Mini Statement (Other Bank ATMs) Per Transaction RS. 10 per request
Annual Fee Annually RS. 100 Yearly
Pin re-issuance Per request RS. 100 per request
PIN Unblock Charges Per transaction RS. 50 per request
Balance Refund Per request N.A
Wallet Transactions (Where fund transfer to Bank account is possible) Per transaction Rs. 100
Statement generation & mailing fees Per request Rs. 20
Service Charge/Fee Type Charges**
Card Issuance Fee One Time Rs. 100
Reload Fee Per request Rs. 100
Card Replacement Fee Per request RS. 150
Card Unblocking Fee Per Request RS. 50 per request
Charge slip retrieval Per Request RS. 300 per request
Account inactivity fee Quarterly charge if no activity in the account for 180 days in continuation RS. 25 per month
ATM cash withdrawal (*ONUS) Per Transaction N.A
ATM cash withdrawal (Other Bank ATMs) Per Transaction RS. 20 per request
ATM Balance enquiry (*ONUS) Per Transaction N.A
ATM Balance enquiry (Other Bank ATMs) Per Transaction RS. 10 per request
Mini Statement (*ONUS) Per Transaction N.A
Mini Statement (Other Bank ATMs) Per Transaction RS. 10 per request
Annual Fee Annually RS. 100 Yearly
Pin re-issuance Per request RS. 100 per request
PIN Unblock Charges Per transaction RS. 50 per request
Balance Refund Per request N.A
Wallet Transactions (Where fund transfer to Bank account is possible) Per transaction Rs. 100
Statement generation & mailing fees Per request Rs. 20