Service Charges & Fees

Charges shall include voluntary and involuntary charge. These charges are subject to changes at the sole discretion of Bank / YMEPL and the same shall be binding on the Card holder.


Service Charge/Fee Type Charges**
Card Issuance Fee One Time Rs. 100
Reload Fee Per request N.A
Card Replacement Fee Per request RS. 150
Card Unblocking Fee Per Request RS. 50
Charge slip retrieval Per Request RS. 250 per request
Account inactivity fee Quarterly charge if no activity in the account for 180 days in continuation N.A
ATM cash withdrawal (*ONUS) Per Transaction N.A
ATM cash withdrawal (Other Bank ATMs) Per Transaction N.A
ATM Balance enquiry (*ONUS) Per Transaction N.A
ATM Balance enquiry (Other Bank ATMs) Per Transaction N.A
Mini Statement (*ONUS) Per Transaction N.A
Mini Statement (Other Bank ATMs) Per Transaction N.A
Annual Fee Annually N.A
Pin re-issuance Per request N.A
PIN Unblock Charges Per transaction N.A
Balance Refund Per request N.A
Wallet Transactions (Where fund transfer to Bank account is possible) Per transaction Rs. 100
Service Charge/Fee Type Charges**
Card Issuance Fee One Time Rs. 100
Reload Fee Per request N.A
Card Replacement Fee Per request RS. 150
Card Unblocking Fee Per Request RS. 50
Charge slip retrieval Per Request RS. 250 per request
Account inactivity fee Quarterly charge if no activity in the account for 180 days in continuation N.A
ATM cash withdrawal (*ONUS) Per Transaction N.A
ATM cash withdrawal (Other Bank ATMs) Per Transaction N.A
ATM Balance enquiry (*ONUS) Per Transaction N.A
ATM Balance enquiry (Other Bank ATMs) Per Transaction N.A
Mini Statement (*ONUS) Per Transaction N.A
Mini Statement (Other Bank ATMs) Per Transaction N.A
Annual Fee Annually N.A
Pin re-issuance Per request N.A
PIN Unblock Charges Per transaction N.A
Balance Refund Per request N.A
Wallet Transactions (Where fund transfer to Bank account is possible) Per transaction Rs. 100
Service Charge/Fee Type Charges**
Card Issuance Fee One Time Rs. 100
Reload Fee Per request Rs. 100
Card Replacement Fee Per request RS. 150
Card Unblocking Fee Per Request RS. 50
Charge slip retrieval Per Request RS. 250 per request
Account inactivity fee Quarterly charge if no activity in the account for 180 days in continuation Rs. 50 per quarter
ATM cash withdrawal (*ONUS) Per Transaction N.A
ATM cash withdrawal (Other Bank ATMs) Per Transaction N.A
ATM Balance enquiry (*ONUS) Per Transaction N.A
ATM Balance enquiry (Other Bank ATMs) Per Transaction N.A
Mini Statement (*ONUS) Per Transaction N.A
Mini Statement (Other Bank ATMs) Per Transaction N.A
Annual Fee Annually N.A
Pin re-issuance Per request N.A
PIN Unblock Charges Per transaction N.A
Balance Refund Per request Rs. 100 per request
Wallet Transactions (Where fund transfer to Bank account is possible) Per transaction Rs. 100
Service Charge/Fee Type Charges**
Card Issuance Fee One Time Rs. 100
Reload Fee Per request Rs. 100
Card Replacement Fee Per request RS. 150
Card Unblocking Fee Per Request RS. 50
Charge slip retrieval Per Request RS. 250 per request
Account inactivity fee Quarterly charge if no activity in the account for 180 days in continuation N.A
ATM cash withdrawal (*ONUS) Per Transaction N.A
ATM cash withdrawal (Other Bank ATMs) Per Transaction N.A
ATM Balance enquiry (*ONUS) Per Transaction N.A
ATM Balance enquiry (Other Bank ATMs) Per Transaction N.A
Mini Statement (*ONUS) Per Transaction N.A
Mini Statement (Other Bank ATMs) Per Transaction N.A
Annual Fee Annually N.A
Pin re-issuance Per request N.A
PIN Unblock Charges Per transaction N.A
Balance Refund Per request N.A
Wallet Transactions (Where fund transfer to Bank account is possible) Per transaction Rs. 100
Service Charge/Fee Type Charges**
Card Issuance Fee One Time Rs. 100
Reload Fee Per request Rs. 100
Card Replacement Fee Per request RS. 150
Card Unblocking Fee Per Request RS. 50
Charge slip retrieval Per Request RS. 250 per request
Account inactivity fee Quarterly charge if no activity in the account for 180 days in continuation Rs. 50 per quarter
ATM cash withdrawal (*ONUS) Per Transaction Nil
ATM cash withdrawal (Other Bank ATMs) Per Transaction RS. 25
ATM Balance enquiry (*ONUS) Per Transaction Nil
ATM Balance enquiry (Other Bank ATMs) Per Transaction Rs. 10
Mini Statement (*ONUS) Per Transaction Nil
Mini Statement (Other Bank ATMs) Per Transaction Rs. 10
Annual Fee Annually Rs. 100
Pin re-issuance Per request Rs. 100
PIN Unblock Charges Per transaction Rs. 50
Balance Refund Per request Rs. 100 per request
Wallet Transactions (Where fund transfer to Bank account is possible) Per transaction Nil
Service Charge/Fee Type Charges**
Card Issuance Fee One Time Rs. 100
Reload Fee Per request N.A
Card Replacement Fee Per request RS. 150
Card Unblocking Fee Per Request Rs. 100
Charge slip retrieval Per Request RS. 250 per request
Account inactivity fee Quarterly charge if no activity in the account for 180 days in continuation N.A
ATM cash withdrawal (*ONUS) Per Transaction N.A
ATM cash withdrawal (Other Bank ATMs) Per Transaction N.A
ATM Balance enquiry (*ONUS) Per Transaction Nil
ATM Balance enquiry (Other Bank ATMs) Per Transaction Rs. 10
Mini Statement (*ONUS) Per Transaction Nil
Mini Statement (Other Bank ATMs) Per Transaction Rs. 10
Annual Fee Annually Rs. 100
Pin re-issuance Per request Rs. 100
PIN Unblock Charges Per transaction Rs. 50
Balance Refund Per request N.A
Wallet Transactions (Where fund transfer to Bank account is possible) Per transaction Rs. 100
Service Charge/Fee Type Charges**
Card Issuance Fee One Time Rs. 100
Reload Fee Per request Rs. 100
Card Replacement Fee Per request RS. 100
Card Unblocking Fee Per Request Rs. 50
Charge slip retrieval Per Request RS. 250
Account inactivity fee Quarterly charge if no activity in the account for 180 days in continuation Rs. 50 per quarter
ATM cash withdrawal (*ONUS) Per Transaction Nil
ATM cash withdrawal (Other Bank ATMs) Per Transaction RS. 25
ATM Balance enquiry (*ONUS) Per Transaction Nil
ATM Balance enquiry (Other Bank ATMs) Per Transaction Rs. 10
Mini Statement (*ONUS) Per Transaction Nil
Mini Statement (Other Bank ATMs) Per Transaction Rs. 10
Annual Fee Annually Rs. 100
Pin re-issuance Per request Rs. 100
PIN Unblock Charges Per transaction Rs. 50
Balance Refund Per request Rs. 100
Wallet Transactions (Where fund transfer to Bank account is possible) Per transaction Nil
Service Charge/Fee Type Charges**
Card Issuance Fee One Time Rs. 100
Reload Fee Per request Rs. 100
Card Replacement Fee Per request RS. 100
Card Unblocking Fee Per Request Rs. 50
Charge slip retrieval Per Request RS. 250
Account inactivity fee Quarterly charge if no activity in the account for 180 days in continuation Rs. 50 per quarter
ATM cash withdrawal (*ONUS) Per Transaction Nil
ATM cash withdrawal (Other Bank ATMs) Per Transaction RS. 25
ATM Balance enquiry (*ONUS) Per Transaction Nil
ATM Balance enquiry (Other Bank ATMs) Per Transaction Rs. 10
Mini Statement (*ONUS) Per Transaction Nil
Mini Statement (Other Bank ATMs) Per Transaction Rs. 10
Annual Fee Annually Rs. 100
Pin re-issuance Per request Rs. 100
PIN Unblock Charges Per transaction Rs. 50
Balance Refund Per request Rs. 100
Wallet Transactions (Where fund transfer to Bank account is possible) Per transaction Nil